API-first

REST + webhooks. SDKs in 7 languages.

1-day onboarding

Automated KYC/KYB & instant test merchants.

Bank-grade security

Powered by a PCI-DSS Level 1 acquirer.

What is LockerPay?

A complete payments stack — built specifically for the locker industry.

LockerPay is the payments engine behind LockVault — and now, a productised platform you can plug straight into your own locker estate. Whether you ship your own hardware, run your own apps, or operate a large fleet of self-service kiosks, LockerPay gives you the missing piece: a payments layer engineered for short-duration, high-volume, contactless rentals.

Card-present, card-not-present, recurring, multi-currency, in-app, on-device. We process every transaction type a locker vendor will ever need — with the onboarding, compliance and settlement plumbing already done.

Become a LockerPay vendor See platform features
Why locker vendors choose LockerPay

Stop bolting Stripe onto your kiosk. Start running on a stack built for lockers.

Onboard a new vendor in a day

Automated KYC/KYB, signed contracts, sandbox keys and a working test merchant in under 24 hours — not weeks of compliance back-and-forth.

Aggressive blended pricing

Locker-volume pricing across cards, wallets and tap-to-pay — typically 30 to 60bps below what generic gateways will quote you on a like-for-like basis.

One integration, every market

Acquire in multiple currencies, settle to your home account, comply with local tax. Roll out the same kiosk firmware in London, LA or Lisbon.

Made for short-duration rentals

Tokenised holds, expiry handling, partial captures, late-fee top-ups, refunds and disputes — handled the way lockers actually need.

A team that actually understands lockers

We run our own fleet. So we know what break-glass, refund and dispute scenarios look like at 2am on a festival field — and we've already solved them.

No platform lock-in

Use LockerPay alongside your existing locker software, or migrate gradually. Plain-English contracts and exit terms — ours, on day one.

Platform features

Everything a locker vendor needs — on tap.

REST API

Charge any locker, anywhere

Idempotent endpoints, predictable JSON, signed webhooks. SDKs in JS/TS, Python, Go, Java, .NET, PHP and Ruby.

Mobile SDK

Drop-in iOS & Android checkout

Branded native checkout that handles 3DS2, Apple/Google Pay, saved cards, refunds — in a few lines of code.

Smart terminals

Tap-to-pay on every kiosk

Certified Android & SoftPOS terminals, embedded into your kiosk hardware or supplied as standalone units.

Auto onboarding

KYC, KYB & merchant in 24h

White-labelled merchant signup with automated identity, business and bank verification. Sandbox keys instant.

Multi-currency

Acquire in multiple currencies

Settle to local accounts, present prices in the user's currency, automate reconciliation across markets.

Recurring & holds

Built for short-duration rentals

Authorise, capture on close-out, top up for late returns, refund partials — with first-class API support.

Realtime analytics

One dashboard, every locker

Live revenue, decline reasons, refund rates, fraud signals — sliced by site, locker bank, kiosk and SKU.

Security

Bank-grade payment network

Card data flows directly to our PCI-DSS Level 1 acquiring partner — never your hardware or codebase. End-to-end tokenisation, 3DS2 and ML fraud scoring as standard.

Settlement

Daily payouts, full reconciliation

Daily settlements with itemised reports, automated splits to sub-merchants and a marketplace-grade fees engine.

Hardware & surfaces

Take payments on whatever surface your customer touches.

Smart card terminals

Certified Android & SoftPOS devices that plug into your kiosk, drop into a stand, or live as standalone tap-to-pay readers.

  • Tap, chip & PIN, swipe
  • NFC + QR + barcode scanning
  • Hardware-encrypted PIN entry

Kiosk integration

Embed LockerPay into your existing kiosk firmware via our REST API or pre-built Android service. Branded UI, your flow.

  • Linux, Android & Windows kiosks
  • Offline-tolerant transaction queue
  • Full UI white-label

Bespoke checkout apps

We co-build branded mobile and web apps for booking and payment — native iOS/Android, Stripe-grade UX, your brand.

  • Custom checkout flows
  • Integrated booking & QR pickup
  • Push notifications & receipts
How it works

From signed contract to first transaction in under a week.

Step 01

Sign & provision

Plain-English vendor contract, automated KYB, and a sandbox account ready to test against in minutes.

Step 02

Integrate

Pick your surface — API, mobile SDK or terminal — and integrate alongside our solutions engineers.

Step 03

Certify & go live

Run end-to-end test transactions in our sandbox, get certified, and we'll flip the switch on production keys.

Step 04

Process & settle

Take card, wallet and tap-to-pay payments. Daily settlements direct to your bank, every transaction reconciled.

Built for vendors like you

If you sell, lease or operate lockers — LockerPay fits.

From single-site operators to multi-country fleets, LockerPay scales with your business. We're already live in self-service rentals, parcel delivery, transit, hospitality and the public sector.

Locker manufacturers

Ship payments-ready lockers out of the box.

Parcel & click-collect

Multi-courier billing & carrier settlements.

Transit operators

Tap-to-pay short-stay luggage lockers.

Hospitality & venues

Branded checkout for guest cloakroom lockers.

Universities

Student card & sub-merchant settlements.

Gyms & clubs

Membership credit & pay-per-use rentals.

Storage operators

Recurring billing & auto-overdue handling.

Festivals & events

High-volume, off-grid, contactless rentals.

Compliance, security & risk

Bank-grade payments — without bank-grade overhead on your side.

LockerPay's payment network is provided by a PCI-DSS Level 1 acquiring partner. Card data flows directly to that partner — it never touches your hardware, your apps or your servers. We tokenise at the edge, enforce 3DS2 by default, and own fraud scoring, chargebacks and dispute handling on your behalf.

  • Powered by a PCI-DSS Level 1 acquiring partner
  • 3DS2, SCA & PSD2 compliant out of the box
  • End-to-end tokenisation, card data off your stack
  • ML fraud scoring & configurable risk rules
  • Chargeback & dispute representation handled
Frequently asked questions

Everything locker vendors ask before they integrate.

What is LockerPay?

LockerPay is a payments-as-a-service platform built specifically for locker vendors. It bundles a REST API, mobile SDKs, smart card terminals, automated KYC/KYB merchant onboarding, multi-currency settlements and a real-time analytics dashboard into a single integration.

How is LockerPay different from Stripe, Adyen or other generic gateways?

Generic gateways are general-purpose. LockerPay is engineered for short-duration, high-volume locker rentals: tokenised holds, late-fee top-ups, partial captures, refund flows, kiosk-friendly UX, offline-tolerant transaction queues and locker-volume blended pricing that is typically 30 to 60 basis points lower than like-for-like generic gateway quotes.

How long does it take to onboard as a LockerPay vendor?

Most vendors are signed and provisioned with sandbox keys within 24 hours. Production go-live, including integration and certification, typically takes under a week.

Is LockerPay PCI-DSS compliant?

LockerPay's payment network is provided by a PCI-DSS Level 1 acquiring partner. Card data flows directly to that partner — it never touches your hardware, your apps or your servers. LockerPay tokenises card data at the edge, enforces 3DS2 by default, and handles fraud scoring, chargebacks and dispute representation on your behalf.

Can I use LockerPay alongside my existing locker software?

Yes. LockerPay is designed to integrate with your existing kiosk firmware, mobile apps and backend via a REST API or pre-built Android service. You can run it alongside other payment providers or migrate gradually. There is no platform lock-in and exit terms are published in the standard vendor contract.

Which countries and currencies does LockerPay support?

LockerPay supports acquiring in 28 currencies, with local settlement, multi-currency price presentment and automated tax handling. The same firmware and SDK can be deployed across jurisdictions without re-integrating.

What hardware does LockerPay support?

LockerPay supports certified Android and SoftPOS card terminals, embedded into your kiosk hardware or supplied as standalone tap-to-pay readers. The platform also integrates with Linux, Android and Windows kiosks via REST API or a pre-built service, with offline-tolerant transaction queues for unstable network conditions.

How are settlements and payouts handled?

LockerPay processes daily settlements with itemised reports. Funds are paid out directly to your bank account. Marketplace-grade fee splits and automated sub-merchant settlements are supported for vendors operating across multiple sites or partner venues.

Ready to integrate?

Become a LockerPay vendor — first transaction live within a week.

Tell us about your locker fleet and we'll come back with a tailored pricing sheet, an integration plan, and a contact in our solutions engineering team within 48 hours.

Talk to LockerPay See revenue share